Teladoc is hosting an emergency hotline for free telehealth

Covered California would like to share that Teladoc is now hosting an Emergency hotline for free telehealth for those affected by the CA fires - up and running.
Teladoc can help if anyone needs to speak with a doctor or is missing their medications. A Plus Insurance is wishing peace and comfort to everyone affected by these tragic circumstances.

#Love #Peace #OpenEnrollment #AgentsAreTheAnswer #woolseyfire #campfire

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Naama wins the NAHU Distinguished Service Award

I  am truly humbled and grateful to share this Award with you all. Last Monday was an ordinary Monday for our yearly #NAHU National Conference.  It appeared that nothing was ordinary for me, from the wildest House of Delegates to an incredible crazy bonding afternoon with a few of my NAHU sisters (you know who you are!),  I was beyond surprised, humbled, and in full gratitude to receive this incredible Award.

So this Award (not a prize) actually added some life lessons for me as I reflect and go through my life changes and transformations, and reminded me , that I am truly feeling humble to ride this life wave and receive such an incredible recognition.  It was a true reminder! It reminded me the love I constantly feel in my heart. It reminded me that joy is not something to learn, it is something to live and in life everything we know is that, we don’t know.

It reminded me that we are all on this ride together and that I wouldn’t be who I am without you all in my life.  It reminded me that despite the pain, the HealthCare chaos and the numerous things that don’t work in my life, I can still see and feel the future, the vision, the clear positive energy of this universe. Thank you for being on this ride with me. this award is a reflection of you all and I simply love you! Cheers for a wonderful weekend, Namaste ~ ♥

2018 IRS guidelines for HSA plans

The Treasury Department and Internal Revenue Service (IRS) issued the 2018 guidelines on the maximum contribution levels for Health Savings Accounts (HSAs), the minimum deductible amounts and the out-of-pocket maximum amounts.

The 2018 requirements are below:


HSA Contribution Limits

  •  Individual Contribution Limit: $3,450
  • Family Contribution Limit: $6,900


HSA Deductible Amounts

  • Individual Minimum Deductible: $1,350
  • Family Minimum Deductible: $2,700


HSA Out-of-Pocket (OOP) Amounts

  • Individual OOP Maximum: $6,650
  • Family OOP Maximum: $13,300

New Executive Order Calls for Expanding Access to Association Health Plans

President Trump has signed an executive order calling upon the U.S. Department of Labor (DOL) to consider, among other things, expanding access to Association Health Plans, which could potentially allow employers to form groups across state lines. Until further guidance is issued or legislation is signed, however, all current ACA requirements remain in effect, including penalties for noncompliance.

Key Highlights

The following are key highlights of the order:

  • Association Health Plans (AHPs): The executive order directs the DOL to consider adopting a broader interpretation of the Employee Retirement Income Security Act (ERISA), which could potentially allow employers in the same line of business anywhere in the country to join together to offer health insurance coverage to their employees.
  • Short-Term, Limited Duration Insurance (STLDI): The executive order directs federal agencies to consider ways of expanding coverage through low-cost STLDI, which is not subject to certain ACA rules.
  • Health Reimbursement Arrangements (HRAs): The executive order directs federal agencies to consider changes to the rules regulating HRAs so that employers can make better use of these arrangements for their employees.

For more information on this executive order, click here.

Note: In general, executive orders must be implemented in a manner consistent with applicable law, including the Administrative Procedure Act, which requires extended review of and public comment on any federal rules which may be proposed as a result of an executive order. Going forward, we will promptly report changes made to any ACA requirements.

IRS Announces 2018 HSA Contribution and Coverage Limits

The Internal Revenue Service has announced the annual contribution limits and High Deductible Health Plan (HDHP) definitions for 2018. The Individual Contribution Limit has been increased to $3,450 and the Family Contribution Limit has been increased to $6,900 for 2018.  The maximum Out-of-Pocket Limits and Minimum Deductible Limits have been increased as well. The age 55 and older catch-up remains at $1,000.

Annual HSA Contribution Amounts



Coverage Levels









55 and over Catch-up