Journey well and often

Congratulations on your upcoming trip! We hope you have a great time and stay safe. However, one
lesson many people learned from the COVID-19 pandemic is the value of travel medical insurance. It helps make
sure you can truly relax and know that you and your trip are protected.
Travel insurance can cover the financial risk if you need to cancel or fall ill on an expensive tour or
cruise. It allows someone visiting another country (whether traveling to or from the U.S.) to get medical
care without incurring huge bills. Additionally, many countries now require those obtaining visas to
show they have travel medical coverage. Here are some policy types and protections you should be
aware of:

Short-Term Travel Insurance:

• For traveling outside the U.S. or coming here from other countries for a limited time
• Includes plans for students and seniors. This is very important for those on Medicare, which does not
  really cover you outside the U.S.

Long-Term Travel Insurance:

• For people who travel outside the U.S. multiple times a year
• Those with dual citizenship living in the U.S. for a longer period who may not be able to get regular
  health insurance
• Medical coverage for expat Americans living abroad 

Trip Protection:

• Protects your investment in the trip if cancelled or interrupted by illness and other reasons.

Depending on your needs and your length of travel, we can ensure you are medically and financially
protected when outside of the U.S. These policies have add-ons to protect you more, or you can purchase
something more basic.
Remember, anything can happen. Let’s make sure you don’t miss out on the fun planned or money spent!
When you have your dates locked in, give us a call and we’ll find out which policy works best for you.