2018 IRS guidelines for HSA plans

The Treasury Department and Internal Revenue Service (IRS) issued the 2018 guidelines on the maximum contribution levels for Health Savings Accounts (HSAs), the minimum deductible amounts and the out-of-pocket maximum amounts.

The 2018 requirements are below:


HSA Contribution Limits

  •  Individual Contribution Limit: $3,450
  • Family Contribution Limit: $6,900


HSA Deductible Amounts

  • Individual Minimum Deductible: $1,350
  • Family Minimum Deductible: $2,700


HSA Out-of-Pocket (OOP) Amounts

  • Individual OOP Maximum: $6,650
  • Family OOP Maximum: $13,300