People get confused over the alphabet letters of Mediare. Here is a primer:

Medicare Part A covers in-hospital treatment, after you meet the deductible. There is no cost if someone worked 10 years (40 quarters) and paid FICA employment taxes. If you didn’t pay the tax for the full period, there is a monthly charge.

Medicare Part B pays part of the cost for doctor visits, outpatient hospital bills, some home health services and durable medical equipment like walkers and wheelchairs. There is a monthly premium cost that is based on income.

Since the passage of the ACA, Medicare offers:

• FREE annual wellness visit (In-Network Provider)
• Some FREE cancer screenings (In-Network Provider)
• 50% discount on covered brand name prescription drugs when you’re in the “donut hole”
• Better fraud protection

What is a Medicare Supplement Plan?

A Medicare Supplement plan, also know as (“Medigap”), provides additional coverage beyond Original Medicare (Parts A & B). Here are the main features these plans offer:

• Help reduce or eliminate money paid out of pocket for care received (deductibles, co-pays, and coinsurance)
• Help pay for prescription drugs.
• Standardized plans that are identified by letters – A through N (Massachusetts, Minnesota and Wisconsin have their own standardized plans). 
• Provide some medical insurance if you are outside of the U.S. (Medicare does not cover care outside the U.S., Some Medigap plans offer emergency coverage, but a travel medical insurance policy is recommended).
• Are offered through private insurance companies.

 

Now is the time to compare plans. At RightPlan Service, we will help to make sure that you have the right health and prescription drug coverage to best suit your needs.

Please call our office at 818.508.7177!

Our service is FREE!

You can also email us at [email protected]

 

 

Medicare Supplement Plans and Options

 

 

Proud to be a local Medigap professional!

 

 

 Please call our office if you have any questions!

We will be very happy to assist you!

818.508.7177