For employers who want to improve quality of life of their employees. following Worksite Wellness classes will be available in 2015:

Eat Well - This class reviews nutrition guidelines and appropriate food portion sizes. Tips to building healthy eating habits when dining out and cooking are also highlighted. Interactive visuals are used during the class.

Food Labels - Just about everything we consume has a food label but it’s not very user-friendly. Learn simple tips to make sense out of a standard food label so that you are informed about your food choices.

Weigh Less - Weight-loss is possible for anyone if they follow the key elements to effective and healthy weight management. In this class you will get the basics on energy balance, calorie intake, and Body Mass Index.

Move - More First half of the class describes fitness guidelines and how to safely begin a comprehensive fitness program. Second half of the class; participants engage in a low-impact, chair-based fitness routine. No special attire required.

Stress - Less This class guides you toward building stress management skills by reviewing the effects of stress on the body and how to identify symptoms. The class includes interactive relaxation techniques and aromatherapy music.

Sleep Well - Are you getting enough restful sleep? This class reviews what is healthy sleep, defines insomnia, and provides simple sleep hygiene steps. Sleep is part of a healthy lifestyle so be sure to set your clock for this informative class.

Read more: Worksite Wellness Classes

Small Business: 1-50 employees

If you enrolled your employees in health care via the SHOP Marketplace in 2015, you’ll qualify for what could be a sizeable tax write-off. Tax credit could be worth up to 50% of your contribution toward your employees’ premium costs.

In general, the fewer employees your company has, the greater your tax credit will be, especially if the average salary of your workforce is less than $25,000.

Here’s good news for small business owners who haven’t signed their employees up for health care yet: in 2015, businesses with 50 employees or fewer can sign up for coverage through the SHOP Marketplace.

The draft instructions clarify that forms 1094-B and 1095-B are to be used by organizations that are not reporting to the IRS as large employers, while forms 1094-C and 1095-C are to be used by organizations that are subject to the employer mandate. The 1094-B form is a transmittal form. The 1095-A form is for issuers reporting on individual marketplace plans, while the 1095-B form applies to fully insured plans and issuers that provide minimal essential coverage to report on the individual and group plans in the private market and SHOP marketplace. I will continue to update you once the instructions are finalized

Subject to the employer mandate effective date: 01/01/15: over 100 employees: not reporting to the IRS as a large employers: less than 100 employees:

Blessings for a wonderful day!

Covered California Announces 2015 Rates & Health Plans

Today, Covered California announced 10 health insurance plans have been tentatively selected to be in the Exchange for calendar year 2015.

Here is a link to the press release and leadership remarks regarding this announcement. Details on the plans available in specific pricing regions can be found here. The tentative selection of health plans is subject to rate review by state regulators and is expected to be finalized in late September.

The 10 Covered California plans for 2015 are:

  • Anthem Blue Cross of California
  • Blue Shield of California
  • Chinese Community Health Plan
  • Health Net
  • Kaiser Permanente
  • L.A. Care Health Plan
  • Molina Healthcare
  • Sharp Health Plan
  • Valley Health Plan
  • Western Health Advantage

Alameda Alliance for Health and Contra Costa Health Plan will not participate in 2015.

Read more: Covered California - 2015 Rates & Health Plans


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