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Covered California – Updates/Deadlines/Changes

Blessings and Best Wishes to You!

We hope you and your families enjoyed your summer and are ready for the upcoming fall season! We are all well aware of the never ending changes and correspondence you are receiving from Covered California, as we are now preparing for the upcoming open enrollment, we need to keep you informed of any crucial developments/deadlines/changes that could affect your health coverage.

There are three very important updates you need to be aware of:

  • First, any missing documentation that has been requested or information that was unable to be electronically verified MUST be submitted or addressed immediately, final deadline to avoid loss of coverage is SEPTEMBER 5, 2014. (If you are unsure of missing documents you can either call our office to inquire or call 1-800-300-1506)
  • Second, any citizenship or immigration/lawful presence letters requesting documentation you may have received also need to be addressed and or submitted by SEPTEMBER 5, 2014.
  • Third, on August 28, 2014, Covered California sent out notices to health plan enrollees asking permission to automatically verify their income for the coverage year 2015. To avoid any confusion, let me give you the bottom line! The page that is titled “Renewal of Insurance Consent Form” is what really needs to be addressed immediately. ****Our recommendation is that you either send us an email with your selection so that we have it writing to be filed, or fax us the completed form you received so that we can update your account immediately. If you have access to your account, you can also confirm that way by logging on and checking the box provided. We highly recommend that you notify us of any changes.

FAILURE TO PROVIDE ANY OUTSTANDING DOCUMENTS OR COMPLETE THE “RENEWAL OF INSURANCE CONSENT FORM” WILL RESULT IN LOSS OF COVERAGE. ANY MEDI-CAL INQUIRIES SHOULD BE MADE THROUGH MEDI-CAL DIRECTLY AT 1-800-578-6762. ANY MEDI-CAL RECIPIENTS THAT NEED TO PROVIDE DOCUMENTS CAN DO SO THROUGH OUR OFFICE UNLESS ADVISED OTHERWISE BY MEDI-CAL.

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Consequences of the Healthcare Reform

by Eric Vaknin

People with inherited diseases, for example, would not be penalized for heredity conditions  or denied coverage. Healthcare reform brings certain fairness to the system.

In March 2010, the United States Congress succeeded in an attempt to pass a reformation of healthcare. It was an unparalleled success compared to it predecessors. However, the legislation continues to cause concern as to whether healthcare reform will provide improvements to the heath care system.

Most individuals living in developed countries support improvements within any healthcare system. People with certain conditions find healthcare insurance difficult and often impossible to  obtain. This is a reflection of the high cost for medical treatments. Health insurance is a product designed to protect some individuals and is paid by all others insured. That is the purpose. Very few individuals in the middle and lower class can afford the high cost of medical treatment especially long-term hospital care. Healthy people will cover the cost of expensive treatments through insurance premiums.

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New HTH Case Study

 

Location:

Torremolinos, Spain – HTH member travels from Florida to Torremolinos for a two month vacation.

 

Product Purchased:

TravelGap® Silver

 

Medical Situation:

72 year old member with a history of Alzheimer’s Disease and atrial fibrillation experienced dizziness and bleeding and suffered a loss of consciousness. He was admitted to a local hospital for diagnosis and treatment.

 

New HTH Case Study Read More »

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