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We’ve all been there. Your client calls in a frenzy demanding to know what medical coverage, if any, he has […]

A simple but little-known fact is that most existing health insurance benefits shrink or disappear when travelers cross the U.S.

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Many companies aren’t aware of the full impact that health-related risks can have on their bottom line. When an employee is diagnosed with a serious and complex illness, the associated costs can become a burden on a company. When you factor in misdiagnoses, unnecessary procedures, annual healthcare spending waste, productivity loss and absenteeism, nearly $300 billion is wasted spend by employers.

That’s why companies need to help employees understand their health risks and apply appropriate, proactive health management strategies. Doing so will help workers better able to navigate the complex healthcare system to formulate plans for mitigating their risk and improving their health and financial wellbeing.

Employers should consider these five underused strategies for effective health risk management.

Strategy 1: Screening and preventive care

The foundation of a health risk management strategy should include assessing and monitoring family history and lifestyle-based risk factors, administering and updating immunizations, biometric screening for high blood pressure, cholesterol, blood sugar, BMI and waist circumference, as well as personalized screening for breast, colon and other cancers.

With a growing number of travelers and expatriates becoming aware of the need for international medical insurance and of the

Have you been wondering what the difference is between Open Enrollment and Special Enrollment? Are you unsure as to when

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