Most ObamaCare customers will find they have to pay more for coverage in 2016 than they did this year, as they begin to select health insurance plans this weekend.
Premiums, as well as penalties for not buying insurance, are going up next year as the administration lowers expectations for overall enrollment.
The "silver plan," the second-cheapest available on the federal exchange, will cost on average 7.5 percent more next year, the Department of Health and Human Services announced.
By: Rich Edson
Congressman Tony Cardenas representing 29th District of California meeting With Naama O. Pozniak , NAHU current President: Don Goldman and Chad Schneider, chief sales officer of Code SixFour.
As an agent and broker in my community I look forward to help and support the future of the Healthcare industry.
To make the healthcare insurance market more efficient and more responsive to the constant changing environment, I believe some changes need to be made to ensure access, choice and affordability.
As part of being a NAHU member we all got together to make sure that the following top federal priorities policy be more responsive to American employers and individual health consumers:
Congresswoman Mimi Walters representing the 45th District of California with Naama O. Pozniak
Kevin Counihan, CEO of Healthcare.gov in conversation with Brokers and Insurance agents.
Kevin explored the complications, improvements and future upcoming renewals. Regulating the enrollment process and pre-planning renewals, stability and functionality will be few of the key elements for the upcoming 2017 4th Open Enrollment.
Are you ready for the Open Enrollment season? Covered California's Renewal period started as of October 12, 2015 and Open Enrollment begins in 12 days!
Oscar Health is a new health plan now available through CoveredCA: www.rightplan.com this year and the private market, serving Los Angeles and Orange Counties.
UnitedHealthcare is another new offering on CoveredCA www.rightplan.com for 2016. You can choose between the Core PPO and Core Essential EPO plans, giving you access to UnitedHealthcare’s entire Core and Core Essential network, including physicians and facilities in California, Arizona and Nevada.
UnitedHealthcare plans are available in these areas:
Northern California (Alpine, Amador, Butte, Calaveras, Colusa, Del Norte, Glenn, Humboldt, Lake, Lassen, Mendocino, Modoc, Nevada, Plumas, Shasta, Sierra, Siskiyou, Sutter, Tehama, Trinity, Tuolumne, Yuba)
Santa Cruz, Monterey, San Benito
Fresno, Kings, Madera
San Luis Obispo, Ventura, Santa BarbaraMono, Inyo, Imperial
To enroll in coverage outside of Covered California’s open-enrollment period, consumers must experience a "qualifying life event." Many different types of qualifying life events are described in the chart below. If consumers experience a qualifying life event, they will be allowed to enroll in a Covered California health insurance plan outside of the normal open enrollment period. Most special enrollment periods last 60 days from the date of the qualifying life event.
In most cases, consumers must report changes and select a plan within 60 days of the qualifying life event to purchase a Covered California health insurance plan outside of open enrollment. Medi-Cal is available all year, and no qualifying life event or special enrollment period is required to enroll in Medi-Cal.
The Los Angeles Daily News (10/11) reported that a California bill requiring health insurers “to update their provider directories with accurate information has been signed by Gov. Jerry Brown and will take effect in July.” The bill, introduced by state Sen. Ed Hernandez (D), “was proposed in response to numerous complaints by California residents who enrolled into health plans through Covered California beginning in October 2013 only to find inaccurate provider directories, no doctors in the networks chosen and other mistakes.”
A steady stream of clients filed into A+ Insurance on Friday with a mission to accomplish: sign up for a health plan by Sunday or pay a penalty. A big one.
That’s the provision under the Affordable Care Act that brought Caley Carr, a professional tap dancer and teacher, to the Valley Village business.
“The tax penalty is a little bit like the fire that got me moving,” said Carr, 29, as he sat with an agent to discuss his plan options. “I don’t want to pay a penalty again.”
People who receive health coverage from an employer, Medicare or another government program don’t have to worry, but those such as Carr, who are self-employed and who have gone without health insurance, have until Sunday. Those who qualified and went without health insurance in 2015 may have to pay a penalty at tax time, which can go up to $325 per adult and $162.50 per child or 2 percent of the total household taxable income, whichever is higher. That rate will rise to $695 per single filer and 2.5 percent come next tax season. The penalty may go as high as $10,000 for a family of four.
President Obama yesterday signed legislation “aimed at preventing premium increases that some smaller businesses were expecting next year under his signature health care law.” The new law keeps the ACA’s definition of small business at one to 50 workers but allows states to increase that threshold if they choose. The number was scheduled to expand to 100 on Jan. 1.